Berkley Design Professional Celebrates 10th Anniversary

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Monterey, Calif. (April 10, 2023) – Berkley Design Professional, a division of Berkley Alliance Managers, a Berkley Company is celebrating its 10th Anniversary of providing professional liability insurance for Architects and Engineers.

“This is an exciting milestone for our business. We thank our brokers and employees,” said Larry Moonan, executive vice president, chief operating officer at Berkley Design Professional. “Our success would not have been possible without their support and dedication.”

“As we look back on the past 10 years, we’re especially proud of our entrepreneurial company culture, innovative professional liability coverages, award-winning risk management services and excellent claim services that we’ve created,” said Moonan.

Since its inception, Berkley Design Professional has focused on innovative ways to serve the marketplace by expanding the products and services it offers. In addition, our in-house claims professionals provide responsive, high quality and personalized pre-claims assistance and claims management for our policyholders and brokers. Our robust learning management system, BDP Risk®, has received numerous Brandon Hall Group Excellence Awards for learning and training. Berkley Design Professional is also CertifiedTM by Great Place To Work® with more than 95% of employees reporting they are proud to say they work for the business.

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To Sub or Not to Sub

Posted by & filed under BDP Blog.

March 14, 2023

To sub or not to sub, that is the question.

Should a firm retain a subconsultant that flows through them on a project, or should a firm let the owner directly retain the other design professional?

It’s probably not the first time that an architect or engineer has seen this question posed, nor will it be the last.

I raise this question not because it is an exciting topic, but because it is a very relevant claim scenario that I have seen time and time again.

Here are some things to think about:

  • Has your client considered what it would do if its subconsultant stopped responding to phone calls or emails?
  • What would happen if the subconsultant simply shut its doors without notice to your client in the middle of a project?

I know that a firm would not think this scenario would happen to them, especially if the subconsultant is a firm that your client has worked with in the past and has a good relationship with. But it happens.

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What’s in a Name?

Posted by & filed under BDP Blog.

Why names matter on a professional liability insurance policy

By Cindy Russell
Assistant Vice President, Senior Claims Examiner, Berkley Alliance Managers, a Berkley Company

December 8, 2022

Let me introduce myself. My name is Cindy Russell; well, my full name is Cynthia Russell. Maybe you need to know my maiden name was Ellis. Why does all this matter? Depends on what you need it for: looking up my records at the doctor’s office (Cynthia Russell), if I’m calling the financial company that has my IRA (Cynthia Ellis Russell) or social media (Cindy Russell), for example.

For architects and engineers, it matters for insurance coverage, contract considerations and the name by which the public knows them.

A design professional liability insurance policy (and likely other types of policies) provides coverage for a specific firm name or names. If a claim is made against a firm name that’s not included on the insurance policy, coverage may not be provided for that claim.

Sometimes even a small difference has a big effect. For example, John and Julie’s Architectural Group is a Named Insured on a policy but it also uses the legal name of J&J Architectural Group in certain markets or maybe it used that name previously but changed it a couple of years ago. A claim is made against J&J Architectural Group and that claim is based on a project it took on under this alternate name or the prior name. However, this additional name wasn’t provided to the insurance broker (or the insurance company underwriter) so it’s not a Named Insured on the professional liability policy and because of this it may not have coverage for the claim.

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Free Webinar: Pre-Construction Services: Cure or Curse?

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Presented by:
David A. Ericksen, Esq., Attorney at Law, Collins + Collins
Andrew D. Mendelson, FAIA, Executive Vice President, Chief Risk Management Officer, Berkley Design Professional

Thursday, December, 8, 2022
10:00 a.m. Pacific Time/1:00 p.m. Eastern Time
Submitted for AIA CES Approval
1.5 RCEP Professional Development Hours

Berkley DP policyholders who participate in this program can qualify for a 15% Risk Management Education credit. Contact your agent for further information*

This webinar has been recorded and is available on demand for Berkley Design Professional policyholders and our appointed agents and brokers on the BDP Risk® Learning Management System.

bdp Risk® lms login

Third-party review and comment on any design professional’s work product can be uncomfortable. It exposes the design to critique, second guessing, and “alternative” views. However, it can also validate and improve the design before any deficiencies lead to economic harm and consequences. Drawn from real-life cases in the media and courts, this program will highlight the potential risk and risk management opportunities emerging from third-party pre-construction design review by other design professionals, contractors, and construction managers. In addition, it will offer corresponding strategies to help you successfully engage in those processes as the designer or the reviewer.

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Ask an Underwriter

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How are weighted fees calculated?

For the Prime program: by using an average of 4 years of fees – the current year and the last 3 complete years. Adjustments are made for years that are less than 70% of the following year.

For the Express program: by using an average of 3 years of fees – the current year and the last 2 complete years. Adjustments are made for years that are less than 70% of the following year.

– Barbara Block | Assistant Vice President, Senior Underwriter