Posted by & filed under News Releases.

Monterey, Calif., September 10, 2024 – Berkley Design Professional, a division of Berkley Alliance Managers, a Berkley company, specializing in professional liability insurance for design professionals, announced it has been named in the annual Best Places to Work in Insurance program, which recognizes 100 employers for their outstanding performance in establishing workplaces where employees can thrive, enjoy their work and help their companies grow.

“We are honored to be recognized for our dedication to cultivating an exceptional work environment,” remarked Stephen L. Porcelli, president, Berkley Design Professional. “Every day, our employees embody our entrepreneurial values, giving them a voice and the power to drive meaningful change.”

Berkely Design Professional has been named a Best Places to Work for its commitment to fostering a culture of innovation and collaboration. The company values the input of its employees at all levels, encouraging diverse ideas and opinions and emphasizing personal growth through various learning opportunities. The premium placed on teamwork, ethical conduct, and employee well-being creates an environment where employees feel empowered and valued.

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Posted by & filed under BDP Blog.

By Candelario Lopez, Senior Learning Management Specialist, Berkley Design Professional, a Berkley Company

August 6, 2024

Berkley Design Professional recently released a new exclusive service for appointed agencies and their staff—our own Online Broker Academy!

Our Online Broker Academy was created to help answer the many questions our underwriters and risk management staff answer every day regarding Berkley Design Professional’s products, services and resources. The Academy is another avenue for Berkley Design Professional brokers get the latest updates to help them provide outstanding service to their clients.

Brokers can explore a variety of short videos and at-a-glance content on the easy-to-access platform to get the information they need, when they need it and get back to the business of serving their clients.

Our underwriters have created videos featuring the following topics:

  • Prime Program and Applications
  • Per Project Primary Limit
  • Express Program and Applications
  • Express 24
  • BDP Risk Early Access Program
  • And more…
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Posted by & filed under Events.

Contracts Webinar

Presented by:
Andrew D. Mendelson, FAIA, Executive Vice President, Chief Risk Management Officer, Berkley Design Professional

Tuesday, July 16, 2024
10-11 AM Pacific
12-1 PM Central
1-2 PM Eastern

Earn Learning Units
1.0 AIA Learning Unit
1.0 RCEP Professional Development Hour+

Berkley DP policyholders who participate in this program can qualify for a 15% Risk Management Education credit. Contact your agent for further information*

Your professional services agreement is an essential tool in managing your exposure to risk. An equitable contract fairly apportions risk, while an onerous contract can shift inordinate—and sometimes uninsurable—liability to you. The terms and conditions of the agreement establish the roles and responsibilities of the parties, and the negotiation process provides an opportunity to set reasonable expectations with your client.

This workshop reviews the risk management fundamentals that underlie the development of effective contracts, the contract review process and key clauses that impact your risk exposure.

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Posted by & filed under BDP Blog.

By Lisa MacKay, Assistant Vice President, Senior Claims Examiner, Berkley Alliance Managers, a Berkley Company
Liz Molina, Assistant Vice President, Senior Claims Examiner, Berkley Alliance Managers, a Berkley Company

June 21, 2024

Controlling Outcomes and Preserving Relationships Through the Mediation Process

As claims handlers, we always look for reasonable opportunities to resolve our claims. Mediation is the most common and beneficial pathway to claims resolution. Most professional liability policies offer incentives for insureds to attend mediation and resolve their disputes. Moreover, mediation provides a means to foster and preserve relationships with insured clients. There are occasions when we can socialize, share some ideas, interact and even find common ground with other insurance professionals as well as attorneys. This ability to connect with others and with the help of a neutral third party or mediator, gives us some control over the outcome of a case and avoids the unknown risk of a decision being rendered by a judge or jury.

With social inflation on the rise and sometimes resulting in extreme jury awards, resolution through mediation is the best way to take the uncertainty and risk of the outcome out of the hands of the judge or jury. The interactive process promotes a free flow of information and allows parties to identify and discuss the strengths and weaknesses of the case in a confidential setting. The mediator assists the parties in exploring legal issues and in evaluating the recoverability of certain damage items that may not have been discussed. An effective mediator also helps to narrow the gap between alleged damages, which are sometimes overstated, and what would ultimately be recoverable to move the parties closer together and to assist them with becoming better informed to evaluate risk and exposure.

For many people, whether the case involves a personal or professional matter, having a dispute that rises to the level of a claim whether litigated or not, is a new and unfamiliar experience, and often “uncharted territory.” The claim and litigation process can be intimidating, uncomfortable, frustrating and disappointing. This experience is also true in mediation. For example in negotiations, unreasonable opening offers can lead to frustration and irritation and cause parties to become more entrenched and unwilling to concede their position. It is not a natural process to most and there is a lot of gamesmanship and strategy on all sides. We often have preliminary conversations with our insured clients and counsel to set the tone and keep an open mind as we prepare ourselves for unrealistic opening demands. The valuation of a case or position becomes more realistic after discussions or back-and-forth offers are made in mediation. The process itself may take more than one session, especially if the parties are entrenched, to allow them time to process the information and better evaluate risk and exposure.

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Posted by & filed under BDP Blog.

May 14, 2024

Each year, insurers, defense counsel and design professionals are faced with ever increasing damages sought in actions alleging breach of contract and negligence due to the design professional’s alleged error or omission. One reason for the inflation is the tendency by plaintiffs’ counsel to seek an ever-expanding list of damages, including direct and consequential damages.

Direct damages are the costs to repair or replace the error that was caused by the design professional’s negligence. However, plaintiffs’ counsel are also seeking special or indirect damages called “consequential damages”, which include things like lost rents, rental costs for replacement property, damages to business reputation or the loss of goodwill, down time or idle time, material escalations, home office overhead costs, additional energy costs, increased construction management/supervision costs and additional interest and finance charges. For example, the cost to complete unfinished work on time may be very small in comparison to the loss of operating revenue a client might claim as a result of late completion.

Effective risk management in the construction industry begins with drafting a contract that limits the design professional’s exposure to damages. Design professionals, whenever possible, should try to obtain a limitation of liability provision in their contracts so that their liability can be limited to their professional fee or a multiplier of the fee. However, some owners will not agree to such a provision, so design professionals should look to include a mutual wavier of consequential damages in their contracts. This would limit the design professional’s exposure for a loss only to the direct costs to repair or replace the error, which is important since consequential damages can be so out of proportion with the reward of a typical design contract.

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Posted by & filed under Events.

Presented by:
Ryan Jenkins, CSP, WSJ Bestselling Author & Speaker, RyanJenkins.com
Diane P. Mika, Senior Vice President, Risk Management Officer, Berkley Design Professional

Wednesday, May 15, 2024
10-11 AM Pacific
12-1 PM Central
1-2 PM Eastern

1.0 AIA Learning Unit+
1.0 RCEP Professional Development Hour+

Berkley DP policyholders who participate in this program can qualify for a 15% Risk Management Education credit. Contact your agent for further information*

A colossal 72% of global workers feel isolated at least monthly; with 55% saying at least weekly. Remote work, advancing technology, and an always-on work culture are fracturing our relationships resulting in deep disconnection. Ryan Jenkins distills everything you need to know about what’s causing today’s workforce disconnection and how you can increase connection to boost belonging, engagement, retention, and performance with employees at every level.

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Posted by & filed under BDP Blog.

By Diane Mika
Senior Vice President, Risk Management Officer
Berkley Alliance Managers, a Berkley Company

March 20, 2024

The construction phase is when your design comes to life. It’s also where most claims rise to the surface. When you provide construction administration (CA) services, you are able to observe whether construction is progressing in general conformance with the Construction Documents, assist your client to identify and resolve problems and respond to requests for information (RFIs) to clarify your design intent. Construction phase services are essential to managing your professional liability risk—and your client’s overall project risk.

We frequently see projects where clients want to eliminate the design professional’s construction phase services in a misguided attempt to save money. In this situation, you need to help your client understand that CA services are to their benefit and the overall success of the project—and, in fact, that these duties are an important part of a design professional’s normal standard of care.

The Risks of Not Providing CA Phase Service
If you are not involved in CA, you won’t be available or able to address issues that arise on the project including site observation, interpretation of the construction documents, addressing legitimate RFIs, processing submittals, certifying pay requests and issuing Certificates of Substantial Completion. What’s more, contractors are typically dependent on the design professional for these activities, which are critical for the proper execution of the project during construction. The big question for your client is: How will the project be accomplished without you, as the design professional, providing these services?

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Posted by & filed under BDP Blog.

Free Claim Prevention Assistance

By Anthony Andersen
Senior Vice President, Professional Liability Claims Manager
Berkley Alliance Managers, a Berkley Company

January 25, 2024

Having a Berkley Architects, Engineers & Consultants Professional Liability Policy means that you’re never truly alone. Even when you’re dealing with a situation that isn’t yet a formal claim, but is giving you an uncomfortable feeling that it may soon become one, Berkley Alliance Managers is here for you!

We all know that issues on projects arise every day and working your way through them is just part of doing business in the design and construction world. But sometimes our policyholders are presented with circumstances that give them pause and where they might like to have some guidance.

Maybe you’ve received a subpoena for your records or deposition. Or perhaps there’s been an accident at the job site and parties are starting to point fingers at your work product as a potential cause. Maybe you’ve encountered certain unanticipated conditions on a job site that will increase costs and it appears that those costs may be sought from you. Or perhaps a local inspector or government agency is delaying the project by refusing to approve your work. These are all potential issues where the Free Claim Prevention Assistance coverage on the Berkley Architects Engineers & Consultants Professional Liability Policy could be used to help a policyholder avoid any missteps and guide the matter away from a claim or lawsuit.

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Posted by & filed under Events.

Presented by:
Andrew D. Mendelson, FAIA, Executive Vice President, Chief Risk Management Officer, Berkley Alliance Managers
Michael J. Cremonese, Esq., Member, Burke Cromer Cremonese, LLC
Scott R. Samolovitch, Esq., Associate, Burke Cromer Cremonese, LLC

Tuesday, February 6, 2024
10-11 AM Pacific
12-1 PM Central
1-2 PM Eastern

This webinar addresses the legal and practical effects of the myriad accessibility laws, rules, and regulations on the industry. The webinar panelists will discuss the complex, overlapping statutory and regulatory framework that governs this area of law, and will review current cases from around the country. 

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Posted by & filed under News Releases.

Monterey, Calif. (December 5, 2023) – The BDP Risk® Learning Management System (LMS) from Berkley Design Professional (BDP), a division of Berkley Alliance Managers, a Berkley Company, has won a Brandon Hall Group Excellence Award for Learning for the fifth consecutive year. This year’s Gold Award for “Best Advance in Custom Content” recognizes Berkley Design Professional’s success in increasing user engagement with the addition of learning plans tailored to specific roles or topic areas.

This highly-coveted honor, which recognizes self-paced, custom-designed online courses related to workplace learning, marks the sixth Brandon Hall Group Excellence Award for the BDP Risk® Learning Management System (LMS) program.

“BDP Risk® is a state-of-the-art risk management program and LMS platform that provides policyholders with valuable educational resources to help them prevent professional liability claims, improve management practices, enhance business performance and qualify for premium rating credits,” said Diane P. Mika, senior vice president, risk management officer at Berkley Design Professional. “By adding curated learning plans based on policyholders’ interests, experience level and role, BDP Risk® enables them to complete a series of courses suited to their professional development and risk management needs.”

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